Cover and pricing
From ₦200 a week.
Here is what each product pays for, and what it does not. Both on the same page — we do not hide the exclusions.
All four products
Rider Shield
₦500/week
We can pay up to ₦80,000 — and ₦1,500 for each day you cannot work.
What is covered
- Hospital and medicine bills up to ₦80,000
- ₦1,500 for each day you cannot ride
- Covers accidents on the road while working
What is not covered
- Riding without a valid licence
- Injury while drunk or on drugs
- Anything that happened before you joined
Daily Income
₦300/week
We can pay up to ₦28,000 — and ₦2,000 for each day you cannot work.
What is covered
- ₦2,000 for each day you cannot work
- Pays for up to 14 days
- Covers sickness and injury
What is not covered
- Days you chose not to work
- Sickness you already had before joining
- You need a clinic note for more than 3 days
Device Cover
₦400/week
We can pay up to ₦60,000.
What is covered
- Phone replacement up to ₦60,000
- Covers theft, screen damage and water damage
- One replacement per year
What is not covered
- Phone you lost yourself and cannot explain
- Damage from repairs done outside an approved shop
- A phone not registered when you joined
Market Cover
₦200/week
We can pay up to ₦50,000.
What is covered
- Stock loss up to ₦50,000
- Covers fire and flood damage
- Payout within 48 hours of approval
What is not covered
- Goods stolen without a police report
- Stock that spoiled on its own
- Loss from a shop you do not trade in